YouInsure

Hollard Pay-As-You-Drive

OUTsurance - Click here for a quote!

Insurance Hound
Compare Insurance Quotes Now!
                 Save 30% and more.......!!!

Click on the different logos on the left to compare quotes

Short term insurance is the term used for insurance cover against damage to or loss of property, third party liabilities and other.  A premium is paid to an insurance company who in return provides you with compensation when you suffer a loss on insured items or when a claim is instituted against you.


The premium charged by the insurance company is based on your risk profile which includes factors like your age, the area you live in, your history of claims, the security measures taken to protect property, the item insured, value of the item, etc.

Normally the premiums increase as the level of risk increases. The lower the risk, the lower the premiums will be.

Some sections of short term insurance policies are:

-  All Risks Insurance

-  Vehicle Insurance / (Car insurance or Motor insurance)

-  House Contents like furniture etc. (Home content insurance)

-  Home owner’s Insurance, like fixed property / (Home insurance) 

-  Personal Liability Insurance 

Short term Insurance premiums are very competitive in the present market. Some companies place a lot of emphasis on the fact that they provide a direct online service, eliminating the traditional short term insurance broker and by doing so, they cut out the middle man. This practice results in a direct cost saving to the consumer with cheap insurance premiums. 

Click on the different logos on the left to compare quotes

On the other hand, a huge argument could be made for the traditional insurance brokers who render an effective and personal service to consumers and are assisting consumers in identifying risks and giving advice on cover, excesses, extensions, conditions and exclusions. Their claim is that their professional service protects consumers from nasty surprises when claims arise. 

It makes sense to review the quotes of different insurance companies from time to time. Just be sure that you compare apples with apples by comparing cover, excesses, extensions, conditions and exclusions together with the premiums quoted. For your convenience, we invited a few insurance companies to advertise on our pages. Please do compare their quotes to see if you can lower your present insurance premiums.
Click on the different logos on the left to compare quotes
 
Events in the pictures below may never happen.

In the unlikely event that it does,  make sure to have insurance cover.
Fire Insurance
Burglary Insurance
Car Insurance needed
Risk Insurance
Car theft insurance

TransUnion Credit Bureau

Make better decisions when buying a used car. Get the estimated value and history of the car with TransUnion Car Check and Car Value reports. Click Here